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Critical Illness
- Do you know someone who is suffering or has suffered a critical illness?
- Do you think it had an impact on his or her lifestyle?
- What do you think your chances are of being diagnosed with a critical illness?
- Emotional trauma and stress to you and your family

- Do you think you will be on a waiting list for health care in your lifetime?
- Loss or reduction of income - loss of savings, liquidity, home
- Increased living expenses
- Lifestyle changes
- Loss of choice and independence
- Jeopardized retirement goals and dreams
- Risk to your children's future
Possible problems for your business
- Risk to key business relationships
- - employees
- - creditors
- - clients / customers
- - suppliers
- Risk of bankruptcy - reduced cash flow
- Potential overnight loss of lifetime's work
- Loss of independence - loss of choice
- Jeopardizes dreams of family legacy
- Forced return to work when you're not physically or emotionally ready
- Lifestyle change
- Key personnel succession planning
| Heart Attack | Cancer |
| Alzheimer's Disease | Loss of Limbs |
| Aortic Surgery | Loss of Speech |
| Aplastic Anaemia | Major Organ Failure (Waiting List) |
| Bacterial Meningitis | Major Organ Transplant |
| Benign Brain Tumor | Motor Neuron Disease |
| Blindness | Multiple Sclerosis |
| Coma | Occupational HIV Infection |
| Coronary Artery Bypass Surgery | Paralysis |
| Deafness | Parkinson's Disease |
| Heart Valve Replacement | Severe Burns |
| Kidney Failure |
Critical illness insurance provide you with an immediate source of funds at a critical time in your life.
Let's talk about how a Critical Illness condition could affect your family or business, and how you can include critical illness insurance in your Financial Security Plan.
