Larry is founding principal of L.I.K. & Associates Inc since 1991. " + " Prior to establishing L.I.K., Larry was working as an Industrial Engineer and " + "Business owner for 12 years. During his prior career as a business owner, Larry" + " had responsibility for ongoing weekly cash flows exceeding one million dollars, " + "combined with the investment of such.
" + "Larry entered the Life and Disability Insurance industry in 1991, and has built a " + "progressive insurance and investment practice; proactively client focused in all manner.
" + "Larry’s entire work career has been directed to assist and help families, individuals " + "and business owners to grow their assets while protecting their financial future. His life " + "experiences and past business career has brought to the table much enrichment for his clients.
" + "Larry holds his Life license to offer all forms of Life, Disability and Critical Illness " + "Insurance, Accident & Sickness Insurance, Segregated Funds, Travel and Out of Country " + "coverage, Health and Dental Benefits. He is also a Mutual and Labour Sponsored Fund licensed " + "as well as a Mutual Fund Branch Manager.
" + "Should you have any client service concerns, please contact Larry at ext.258
" "Kathryn entered the Life Insurance industry in 1995 as an associate of our team. " + "Prior to joining L.I.K. & Associates Inc., Kathryn worked in a Client Services capacity for " + "a large corporation in the service industry.
" + "Kathryn is a pro-active integral member of the LIK team. She is focused on all client relations " + "as well as delving into the ongoing investment and insurance requirements of our prospective " + "clients. Kathryn assists our clients and prospective clients to appreciate the importance " + "to go forward with their investment and financial planning. Kathryn’s persistence and " + "ongoing enthusiasm supports the LIK team.
" + "Kathryn holds her Life license to offer all forms of Life, Disability and Critical Illness " + "Insurance, Accident & Sickness Insurance, Segregated Funds, Travel and Out of Country " + "coverage, Health and Dental Benefits.
" + "Should you have any client service concerns, please contact Kathryn at ext. 308
" "Stephanie is the newest member to the L.I.K. Team. She has a strong interest in " + "becoming Life Insurance licensed. Stephanie is eager to provide client service and " + "support. She shows significant ongoing advancement within our team. Stephanie is a " + "quick learner and a respected Team member who is an asset to our team.
" + "Julie is a member of the L.I.K & Associates Inc. team, responsible for client services. Prior to joining " + "to L.I.K. & Associates Inc., Julie was a Service Agent responsible for the administrative and operations " + "processes of a Service team. She brings more than 15 years of experience in client service to our group.
" + "Julie joins the L.I.K. & Associates team with a strong administrative background as an office manager and " + "also has experience in project management and process improvement. Julie enhances all aspects of her work with " + "a proactive approach, while being committed to assisting the clients of L.I.K. & Associates, Inc.
" + "Should you have any client service concerns, please contact Julie at ext. 266.
" + "John Freeland Smith, LL.B., AMP, is the owner and Principal Broker of CENTUM Freeland " + "Mortgage Group Inc., a residential and commercial mortgage brokerage located in Toronto. " + "Shopping for a mortgage can be time consuming and confusing so let us do the work for you. " + "We have access to over 40 lenders, including TD, CIBC FirstLine, Scotiabank, MCAP, First " + "National, Merix, ING Direct, National Bank and AGF, to name but a few.
" + "We ensure that we keep up to date with all the latest rates, products and guidelines. " + "Whether you're purchasing, refinancing or your mortgage is coming up for renewal and you'd " + "just like to see if there is a better deal available, our in depth knowledge, combined with " + "the negotiating power of Canada's most influential network of mortgage brokerages, will " + "allow us to find you the right mortgage at a great rate. We'll also meet with you at " + "your home or office at a time convenient for you, saving you even more time and trouble. " + "And for qualified borrowers our services are free. Great rates and professional, courteous " + "service. Please call us today to discuss your mortgage financing needs.
" + "For information contact Larry Kleinmintz (905)771-9500 ext. 308
" + "Scott brings more than 20 years of life insurance and investment industry experience to" + "all his clients providing wealth management and unique insurance solutions.
" + "He began his career in the financial industry in 1987 with the Prudential Assurance" + "Company after which time deciding to become an independent financial advisor in" + "1990. During his career he has worked with two of Canada´s most significant insurance" + "carriers providing education and insight to many top financial advisors.
" + "Scott brings a wealth of knowledge to assist any client, who wishes to protect and" + "grow their wealth on a forever basis. He has been a go to person, for many clients and" + "friends of client within the financial horizon.
" + "Education
" + "Scott is a level II life insurance agent. He is committed to continuing his education and" + "has earned a Chartered Life Underwriter (CLU) designation as well as completing The" + "Canadian Investment Funds Course.
" + "Scott is a member of The Financial Advisors Association of Canada (ADVOCIS)
" + "Scott can be contacted at : (905)771-9500 ext. 234 or cellular (416)949-5100
James Hargan has 21 years experience in the insurance and investment industries. " +
"James began his insurance career working in U.S. Securities Compliance with a large Canadian " +
"life insurance company. From there, he moved to marketing and then onto a management role " +
"with the same company.
" +
"In 1999 he decided to strike out on his own and became a financial advisor focusing on the " +
"high-income market, providing tax-efficient wealth management and life insurance solutions.
James Hargan
" + "Tel: (905)771-9500 x234 Peter Frankfort is a Certified General Accountant practicing in Ontario since 1975.
" +
"Peter is a professional with a track record in accounting and financial management, " +
"has provided a broad base of experience in a wide variety of business environments, including " +
"retail, taxation and public accounting. A proven ability to identify and resolve complex " +
"business problems requiring not only accounting but also budgeting, forecasting and costing. " +
"He provides financial statements, corporate and personal tax return preparation as well as " +
"consulting services and staff training.
For a complementary consultation please contact:
" + "Peter Frankfort C G A
" +
"Tel: 905-881-2721
" +
"Fax: 905-881-2618
" +
"Email: pfrankfort@on.aibn.com
" +
"
Victoria Masucci, C.A.I.B.
" + "Victoria has been in the insurance industry for over 25 years and specializes in providing " + "insurance to business and corporate clients.
" + "Victoria specializes in providing coverage for business property, business continuation, " + "marine and cargo insurance and risks under the course of construction as well as liability " + "insurance including Commercial General Liability, Errors & Omissions and Directors & Officers " + "Liability. Victoria also has extensive experience in arranging association programs that provide " + "members with tailored coverage and discounted group rates for both their commercial and personal " + "insurance requirements.
" + "Representing both the major insurance companies and specialty markets in the industry, Victoria " + "ensures that she provides insurance plans customized to her clients´ needs through her specialized " + "knowledge and personal attention.
" + "As well as earning her C.A.I.B. designation by completing the Canadian Accredited Insurance Broker "+ "Program, Victoria has also served as a director on the board of the Insurance Brokers of the Toronto " + "Region for four years.
" + "Married to her business partner, Victoria enjoys spending time with her children and nurturing her " + "creative side through photography, creative writing and sketching.
" + "It would be our pleasure to be of service.
" +
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Joseph Masucci, C.A.I.B.
" + "Joseph Masucci has served the insurance needs of his clients for over 25 years and specializes " + "in providing personal insurance coverage including home, auto, recreational properties, marine, " + "motorcycle and personal excess liability insurance.
" + "Having access to over 20 personal lines markets allows Joseph to provide comprehensive coverage at " + "a competitive price. More importantly, with his extensive knowledge of the insurance markets and " + "true enjoyment of his work, Joseph provides excellent personal service to his clients.
" + "Joseph has been elected as a director on the board of the Insurance Brokers of Toronto Region for four " + "consecutive years and has also earned the prestigious C.A.I.B designation.
" + "Joseph enjoys spending time with his family, playing the piano, is an avid boater and motorcycle " + "enthusiast in the summer and spends time playing hockey in the winter.
" + "It would be our pleasure to be of service.
" +
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The Team
" + "Together, Joseph and Victoria bring over 50 years insurance experience to their large portfolio of clients." + "Their status as the largest volume producers at Sound Insurance Services Inc. is due to their hard work" + "and dedication. With Joseph and Victoria working in tandem, and supported by their personal" + "assistants and office staff, their clients are assured that their general insurance needs, whether" + "commercial or personal, are met under one roof. Their availability and dedication to their clients makes" + "Joseph and Victoria a smart choice for your insurance team.
Contact Information
" + "Business Number: 905-303-1660